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You or your spouse may someday need assistance with the basics of living. The phrase, "long-term care" is used to describe assistance with daily activities including: dressing, bathing, eating, transferring, and toileting and continence.

Long-term care can take place at home, in an assisted living facility, in a nursing home, or in the community through special programs, but no matter how or where it takes place, it can be expensive.

Good financial planning is critical in protecting your independence, your assets and your choices. Considering long term care insurance is an important part of that process.

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Ryan E. Riggs is a Registered Representative of Park Avenue Securities, LLC (PAS). Securities products/services and advisory services are offered through PAS, a registered broker/dealer and investment advisor. Field Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Physician Financial Security Group, LLC is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC.

The Information on this site is intended for the residents of VA, MD, NC, FL, NY. The financial representatives of Physician Financial Security Group, LLC are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Ryan Riggs at 866-319-9697.


The information or opinions contained in the Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitition of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall on be conducted by a representative that is registered in the state where the consumer and/or prospective client resides. 

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.